Take-Home Pay Calculator

Estimate your net pay from a gross salary with a simplified US federal + state income-tax model. See estimated taxes, your take-home amount and effective rate.

Income
Estimate only — uses a simplified federal bracket model plus a flat state rate. Not tax advice; consult a professional for filing.
Result

FAQ

How accurate is this estimate?
It uses a simplified federal bracket model and a flat state rate as a planning aid. It ignores deductions, credits, FICA caps and local taxes, so treat it as approximate.
Does it include Social Security and Medicare (FICA)?
A simplified 7.65% employee FICA is included in the estimate for a quick net-pay picture.
Why do states change the result so much?
Nine US states have no income tax, while others range from flat low rates to progressive high ones — that is why the state selector matters.
Is this tax advice?
No. It is an educational estimate. For actual filing, use IRS forms or a licensed tax professional.